Frequently Asked Questions Got a question? We have an answer. Take a look at the list below to see if your question is there, but if it isn't you can always just give us a call and we will be happy to assist. Products What lines of insurance do you offer? We currently offer coverage for over 20 different types of insurance, including the basics (auto and home) as well as products like pet insurance, legal service plans, and many more. Click the dropdowns in the main navigation above to see a full list of products we offer! Can I bundle my policies together with you? As your agent, our job is to ensure all of your insurance coverage needs are met, whether that means placing them all with the same carrier, or with a combination of the carriers we partner with. Quotes & Policies Is obtaining a quote online really free and no obligation? Yes, our online quoting service is designed to let you shop around and compare quotes from multiple carriers without any pressure to buy, though, if you see a quote you like, our agents are standing by to assist you with your purchase! Are your quotes just estimates? No, our online quoting service is linked directly to the insurance carriers that we work with, so quotes are real and personalized for you based on the information you submit online. How long will it take to get a quote online? It depends, but usually about 10-15 minutes at most. Our online quoting service is designed to help you get a quote as quickly as possible, but also ensure that the quotes we provide are accurate by gathering all of your information. Can the quote I get online change? Yes, while we do our best to provide you with the most accurate quotes possible, sometimes the final quote you receive may be lower (after our agents have searched for all available discounts for your policy) or higher (just in case you forgot about that speeding ticket from two years ago!) The best way to get the most accurate quote for any of your insurance needs is to speak to one of our agents. What types of discounts do you offer? Depending on the type of policy you’re looking for, we can provide quotes with several types of discounts including: multi-car, multi-driver, new car, paperless, multi-policy, good student, and many others! If I currently have an insurance policy with another company but want to switch to you, can I? Yes! You can cancel your current policy and may be entitled to a prorated refund of your premium. However, make sure your new insurance policy with us is in effect before cancelling to avoid any lapse in coverage! Can I obtain quotes for different amounts of coverage? Yes, our online quoting service will automatically provide you with quotes for multiple coverage levels. From there, if you’d like to customize your coverages to meet your needs, one of our licensed insurance agents will be able to assist you. How do I file a claim? While no one looks forward to filing a claim, that’s what insurance is for, and our goal is to make your claims process as simple, fast & easy for you as possible! In the event of a claim, you should contact the claims department of your insurance carrier as soon as possible. If we can assist you with that process in any way, you can also contact our dedicated customer care team, and we’ll be happy to help in any way possible!